If the difference between the compound interest and simple interest on a sum for 3 years at the rate of 5% per annum is Rs. 190.625, find the sum.

  1. Rs. 25,000
  2. Rs. 28,000
  3. Rs. 30,000
  4. Rs. 35,000

Answer (Detailed Solution Below)

Option 1 : Rs. 25,000
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Detailed Solution

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Given:

Rate = 5% per annum

Difference between C.I and S.I for 3 years = Rs. 190.625

Formula used:

Difference for 3 years = \({\rm{P}}{\left( {\frac{{\rm{R}}}{{100}}{\rm{\;}}} \right)^2}\left( {\frac{{300{\rm{\;}} + {\rm{\;R}}}}{{100}}} \right)\)

Calculation:

\(\Rightarrow {\rm{}}190.625{\rm{}} = {\rm{P}}{\left( {\frac{5}{{100}}} \right)^2}\left( {\frac{{300{\rm{\;}} + {\rm{\;}}5}}{{100}}} \right)\)

\( \Rightarrow {\rm{}}190.625{\rm{}} = {\rm{P}}\left( {\frac{1}{{400}}} \right)\left( {\frac{{305}}{{100}}} \right)\)

⇒ P = Rs. (190.625 × 400 × 100)/305

⇒ P = Rs. 25,000

The sum is Rs. 25,000

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